I would invite you to contact our Compliance Department by Email at #COICompliance@convergentusa.com should you require further assistance. Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Further dinging score. This company doesn't seem reputable. I received a letter from Convergent saying sprint placed my account with their office for collection. They say Im past due in the amount of,$1,613.85. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. We sincerely hope this represents a satisfactory resolution to your concerns. They are supposed to do that when it's paid. Shortly after paying it off they noted on my credit report that the debt was cleared. This profile has not been claimed by the company. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This is your right under the FDCPA. I had new devices on T-Mob so any blacklisting didn't affect me. Convergent Outsourcing is a legitimate debt collection company. I suppose they need to provide: Proof of contract - with sign-on and termination dates. If this is the case, consider contacting a professional credit repair company. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. I haven't heard of them turning anyone away on chat???? If they say yes, you have something to fall back on. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . BUT UNJUST DONT PROSPER. IF they said yes, it would be deleted, confirm with them again after paying. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. Learn more about obtaining detailed information about your account over the phone. I owe 1,700. We sent you several validation notices. The account is in the amount of $621. Convergent was adamant about not removing but Sprint was fast acting and informed them to remove the account. The more complaints are filed by consumers, the more likely they will be investigated for fraud. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! Learn more. I got a letter from these people saying that I owe T-Mobile $57.00. I don't dispute that I ever had a Sprint account. Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. Convergent Outsourcing, Inc. is a debt collection agency. They are now reporting the account as $0 balance but refuse to remove the account . On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. I called sprint back and spoke with a gentleman this time. They should be able to see whether there was or not and whether you need to deal with sprint. It is on my credit report now. Can see right through this one. Just wanted to share. Dont click on those slick Ads! Press question mark to learn the rest of the keyboard shortcuts. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. I asked her if Convergent owned the debt. My payment to CO is on the 15th of this month. After multiple calls, transfers, and explanations and explaining to each agent: THIS IS A FRAUDULENT CLAIM; AGENTS ALWAYS HANG UP ON ME WITHOUT RESOLUTION. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. He confirmed that after paying CO, Sprint would delete the account from my CRs. He said this Teresa ** could have had this phone number before it was given to me. Many factors affect your FICO Scores and the interest rates you may receive. Do I handle the debt through Convergent? The only advice I can offer you is not to feed into their urgency. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. Is Convergent Outsourcing legit or a scam? When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. In response to this complaint, your account will remain reported to the credit bureaus with accuracy. After reading discussions on this forum, I spoke with Sprint and paid them directly. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Houston Texas, Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. Convergent Outsourcing does not accept payment in exchange for credit deletion. We also understand that you may be hesitant to give your information over the phone or online. If you find any inconsistencies, you can file a dispute with the three major credit bureaus. How long does it take for my credit report to update after I make a payment. Corporate Advocacy Program: How to repair your business reputation. Never make an agreement with a debt collection agency over the phone. General statment of, "according to sprints policy we cannot delete it. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! If that means pay in full, so be it. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. I would even consider pay for delete in full. The letter needs to explain the reason for your late payment and why youre requesting removal. Convergent Outsourcing is one of America's leading collection agencies with offices across the country. Join our community, read the PF Wiki, and get on top of your finances! Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. I've slowly over the past few years been getting some negative information removed from my credit report. It dropped off after a while. Guaynabo, PR 00968. this link is to an external site that may or may not meet accessibility guidelines. I paid $834.26 directly to Sprint on July 5th and received a confirmation number of 123456789 for my payment. Convergent Outsourcing is not a scam. This piece of federal legislation prevents debt collectors from harassing customers to pay. My secondary goal is to get this removed ASAP. Arm yourself with this knowledge so you can negotiate with Convergent Outsourcing, or any other debt collector, confidently. If you weren't paying on it then it went to collections. I would just continue trying and hope to get someone who will delete. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. I called Sprint to get some information on the account. At this time, we can only discuss payment plans over the phone. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I got the collection agency's name and with that emailed them for an account number. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. So i tried a lot and they wont do PFD, should i just pay to sprint and they would just have to delete the collections from my report ? Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! Do you owe Convergent Outsourcing money? If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. Convergent Outsourcing is one of America's leading collection agencies. Its location on this page may change next time you visit. Except when it drops off the credit report. I'm down to one last account, and would like some guidance on how to tackle it. Unbelievable!! 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Paying off a debt marks the debt as paid off. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. Engage via Email. I want it removed entirely. The records of Verizon Wireless show that your balance of $38.63 is due in full. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Caller I.D. Convergent Outsourcing, Inc. is a debt collection agency. Sprint sent account to collections, Convergent Outsourcing. They include a place for you to fill out your CC information or bank account information and smoothly send in the money. We appreciate the opportunity to respond to your concerns. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. Do I need to get them to prove what I owe? Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. These notices included your right to dispute the balance owed. - You can ask them if you pay in full right now, will they delete the Convergent collection. Convergent Outsourcing/Sprint Help Hi all. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. They are offering me a 50% settlement offer of, $806.93. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. - Make the payment with them through chat. Sorry to hear. Also make sure to file a complaint with your state attorney generals office. Companies across the United States contact us to help them recover debts. The posting time indicated is Arizona local time. If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. geez that hurt but the future right? If there is no email on file, the consumer will be mailed a copy of their receipt. I was so close to a derogatory free report. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. strict standards for business conduct. Tell us has your experience with this business or person been good? It may not be copied without the written permission of Ripoff Report. They told me to contact their collections people. If push comes to shove and you need to take legal action, its your word against the agencys. I'd only worry if they fail to indicate that you paid the debt. Work out a payment plan, If the collections debt is paid there would be nothing to put on the credit. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. A link has directed you to this review. As of April 1st, 2020, Sprint is now part of T-Mobile! Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. Since I paid what I owed to Sprint how can they possibly own this debt? Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Unfortunately, you cannot get your account number online at this time. We also do not buy debts - the debt that you may owe is still owned by the original creditor. If that happens then show proof your payment was to Sorint direct and it would be deleted. Please contact the moderators of this subreddit if you have any questions or concerns. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. These people need to be stopped. I also called convergent and they only collecting on sprint behalf. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. I have a collections account being reported by "Convergent Outsourcing". I canceled account with sprint on june 14, didnt payoff devices immediately and now since 7/28 i have convergent outsourcing on my reporting not willing to discuss removal at all. After I paid, I they say I don't have acc. Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. I called Dish to confirm this and they said they have no record of a debt. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. It's the only way to shut them down. But like most debt collectors, it has a questionable reputation with its customers. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. I'm just thankful to knock another baddie off my reports! Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. I have never had an account with Verizon! Further information is available in our FICO Data Privacy Policy. I don't believe that I owe what Sprint claims that I owe. They are more diverse with the types of debts they collect than most collection agencies. Advertisers above have met our I have an old Sprint account that went into collections via Convergent Outsourcing. We're available to help by phone at 1-800-444-8485 or online through our contact form. In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. If so how did you proceed? - Tell them you want to pay in full directly for your old bill. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Check your credit report 30 days after you make your first payment. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Our content is intended to be used for general information purposes only. b***@convergentusa.com. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. If you have an account with us, were here to help! If it is their collection dept., did you try to get them to recall the debt? We value your privacy. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. I was able to settle account for $500, which is a victory as the original amount was $1083. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Convergent Outsourcing's other names Maybe a pay for delete will help me save some money. Offers may be subject to change without notice. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance.
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